On the official site of Crash (CrashMetaX / @CrashMetaX), this note covers Tangem.
Tangem said on Oct. 13, 2026 that USDC held in Tangem Pay can now be paid out as US dollars to a US bank account. NFA.
Networks in Use
Tangem stated the payouts work with USDC on Polygon, Base and Arbitrum. These three networks cover the balances that users hold inside the Pay service.
Who Can Receive Funds
Users can direct the dollars to their own account. They can also send to someone else or to a business. The choice stays with the person making the withdrawal.
Rails Available
Tangem lets users pick ACH or FedWire for each payout. The selection happens inside the app before the request is sent.
Hardware Confirmation Step
Every payout requires a tap of the Tangem hardware card. This step keeps the action tied to the physical device the user already owns.
Steps Inside the App
The help center lays out a clear sequence. Open Withdraw, choose bank transfer, enter the amount and recipient details, then review and send. The flow stays inside the same app that holds the Pay account.
Bank Requirements
The receiving bank must sit inside the United States. The recipient address can come from any country. This split keeps the rails domestic while the sender location stays flexible.
Availability Rules
Access depends on the country where the Tangem Pay account was verified. The option appears in the app only where the feature is offered. Users in supported regions see the choice directly.
Moving Balances Back to Wallet
Users can also shift USDC or USDT from Pay back to their Tangem Wallet. The route stays inside the app and does not require outside services.
Separate Account Structure
Tangem keeps the original Wallet non-custodial. Tangem Pay operates as a distinct payment account in the same app. The two sides sit next to each other but follow different rules.
The announcement came through a post on X from the Tangem account on Oct. 13, 2026. Details on the exact steps and limits sit in the help center pages that cover funding and withdrawals. The feature reached users on the same calendar date the post appeared. Tangem described the change as live at the time of the update. The combination of network support, recipient choices and hardware tap gives users a direct path from on-chain USDC to a US bank account without leaving the app environment.